Liability Insurance

[LSaupe 123]

Any suggestions on carriers for Liability Insurance?  In the past I have used First Flight Insurance (not sure how good they are, but the price was competitive).  Would like to see what others are using and feedback if able?

I assume hull insurance would be real high if carried, would that be correct (especially in the first 40 hours)?

Larry S.

[Av8r3400 1178]

EAA Insurance brokerage has treated me very well.  I am through Falcon insurance with them. 

 

866-647-4322

[birddog486 21]

I was using falcon until I got a quote from Facer Insurance in Rantoul iL,  they were half the price for better coverage.

[thebriman 69]

I was with AOPA for a few years, this year Falcon (EAA) was half the cost of AOPA so thats where I am now 

[Av8r3400 1178]

The takeaway from this is to be diligent, just like you are with your auto or home insurance.  Shop them around every once in a while to keep everybody honest.

EAA/Falcon has kept my business thus far.  Your mileage may vary.

[gregpro50 64]

I got several quotes through different brokerages and they all came back to Falcon so I ended up going with Falcon through EAA.

My quote from Falcon was as follows:

$1,382 for ground and flight ($30k agreed value)

$603 aircraft liability ($1,000,000) and medical expense ($20,000)

$1,985 total policy premium.

A stipulation is that I must be under direct CFI supervision on all flights as a student pilot. Must receive 10 hours of dual flight instruction to include 10 full stop landings and obtain TW endorsement in make and model prior to solo.

As an interesting side note, if the aircraft had any other engine than a 912 they were not interested in insuring me and to bind the insurance the make and model of the installed engine in the aircraft must be documented and approved by the underwriter.  They will not insure auto engines.  I wonder if a 582 would count as an aircraft engine to them?

[nlappos 413]

I use Avemco and get a pretty good rate on my avid flyer.. For $300,000 liability and $15,000 hull about thousand dollars a year. The policy required me to get a tail wheel familiarization with an IP familiar with the type, or with the builder. I have about 7500 flight hours which probably helped keep my rate down.

Edited 1 Nov 2015 by nlappos

[EDMO 1078]

I use Avemco and get a pretty good rate on my avid flyer.. For $300,000 liability and $15,000 hull about thousand dollars a year. The policy required me to get a tail wheel familiarization with an IP familiar with the type, or with the builder. I have about 7500 flight hours which probably helped keep my rate down.

A Coast-to-Coast flight in your bird - You should be about qualified as a taildragger pilot, IMO - So simple, compared to those 5-control Whirlythings you have so many hours in as a test pilot!

EdMO

[LSaupe 123]

Thanks All.  Will check them out. As a reference, First Flight has liability 1M at $461 a year.

http://www.firstflightinsurance.com/Site/375021952/airsports.asp

[KFfan 151]

Thanks All.  Will check them out. As a reference, First Flight has liability 1M at $461 a year.

http://www.firstflightinsurance.com/Site/375021952/airsports.asp

Wish I had known that before I went with Falcon. 68% of my quote!

[gregpro50 64]

Interesting that they will only insure a max takeoff weight of 1150 or less.  My 1200 wouldn't work.

[allonsye 85]

Thanks All.  Will check them out. As a reference, First Flight has liability 1M at $461 a year.

http://www.firstflightinsurance.com/Site/375021952/airsports.asp

CAVEAT EMPTOR  -  They're site specifically states:

"3rd Party Recreational Member Liability provides coverage to protect against legal liability resulting from damage to the property of others or injury to others.  No passenger liability or aircraft physical damage coverage is available.  Coverage is written on a manuscript aviation form.  The policy is designed for recreational use, for approved or compliant aircraft and only available to members of the United States Ultralight Association. "

If you shop around you can get much for coverage for the same money.  Eg. 5k in med and pax is covered.

Check:

• Travers
• Global Aerospace
• Aviation Insurance Resources

All will require you to be checked out and as much as 5hrs dual in type.

 

[Avid90 12]

Anybody use Butler-Brown Aviation Insurance?